Small things affecting credit


It has come to my attention, that some pople get turned down for mortgage loans, lines of credit and major businesss financing arrangements becasue they let small things ruin their credit bureau. Items like cell phone collections, unpaid electricity bills and even failure to return internet equipment at the end of your contract with a service provider WILL damage your cerdit file. Remember, that for a lender a default for $100 looks just as bad as a default for $10 000. It shows your inability to manage debt and this way, you are a risk to the lender. It does not matter why you fail to manage: unable to pay, or simply forgetting to press the PAY NOW button on the internet banking. Read up below to see how you can avoid small mismanagement errors from ruining your financial life:

How Your Cell Phone Can Keep You From Getting the Lowest Mortgage Rate​

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