Should I hire a mortgage broker?

There are definite benefits to hiring a mortgage broker. For one, he will be more aufait with the nuances of the industry and will be better able to advise you on your purchase. This is especially recommended for first time home buyers.

A broker will advise you on how to go about getting a loan and will give you a better idea of charges to expect. He will be able to help you find the right lender,since he would already know many lenders and will be able to negotiate a good rate and terms of repayment. He will also be able to advise you on the pitfalls written in fine print.

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